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| CHEQUING ACCOUNTS | CHARGES | | Personal Accounts - Cheque Books | $6.00 | | Business Accounts - Cheque Books | $10.00 | | Monthly Statements | $3.00 | | Service Charges | $0.00 | | SHARE & DEPOSIT ACCOUNTS | | | Entrance Fee | $10.00 | | Cost of Passbook | $3.00 | | RCCU Rule Book (paid by new members only) | $7.00 | | Minimum Deposit:- Member Share Captial | $50.00 | | Teller transactions - Withdraw and deposit | $0.00 | | AUTOMATED SELF-SERVICES | | | New Atm Cards (Set-Up Fee) | $5.00 | | ATM - Deposit, Withdraw, Transfer between accounts, Inquiries | $0.00 | | Replace lost ATM Money Card | $12.75 | | | | | CUCall - (Set-up Fee) | $5.00 | | CUCall - Transfer between accounts, Inquiries, Statements by fax | $0.00 | | OTHER ACCOUNT SERVICES | | | Year - End interest statement | $0.00 | | Extra Interest Statement | $7.50 | | Account Statements - Chequing, Fixed Deposits, Shares, Loans, Others | $7.50 | | Request for Copies of Documents & Transaction History | $5.00 | | Statement for Visa Purposes | $7.50 | | Returned Cheques (N.S.F.) | $15.00 | | Overdraft Cheque Handling | $15.00 | | Standing Order Payment (covers all monthly payments) | $ 7.50 | | Stop Payments on Cheque | $15.00 | | Request for Managers Cheque | $5.00 | | MISCELLANEOUS SERVICES | | | Night Deposit Services | $0.00 | | Night Deposit Wallet( Set-up Fee) | $25.00 | | Replacement of Night Deposit bag | $230.00 | | Processing of Telegraphic Transfers | $10.00 | “not for profit, not for charity, but for service”RCCU is committed to providing members with affordable services and at rates lower than the other financial institutions. Its goal is not to make profits for a few shareholders but for all its member/owners. RCCU is not a charity. Your credit union must set fees and rates that will generate income to cover the costs of providing most services to members. In addition to covering its costs, RCCU must also build up financial reserves to guarantee safety and soundness. It must also pay competitive dividends on members’ Shares and deposits. The above guide to service charges speaks to this commitment. When you compare our charges and interest rates with those of other institutions, you will see RCCU offers better charges and rates for any given service. Make RCCU your primary financial institution and grow your business!
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