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Fixed Deposits
Invest in a fixed deposit and earn much more on money you don’t need to keep on hand.

Features

  • Affordable minimium deposit of only $1,000 
  • Flexible terms of 3 to 60 months 
  • Competitive tiered interest rates 
  • Open to members and non-members 

Benefits

  • Our fixed deposits offer some of the highest guaranteed rates of return.
  • Determine exactly what your earnings will be and when you’ll receive them
  • Earn more as you save more and save for longer periods
  • Have peace of mind knowing your money is safely invested in a leading financial institution authorised to accept deposits

Rates

Amount 3 months 6 months 12 months
$1,000-$49,999 3.00% 3.00% 3.25%
$50,000-$99,999 4.00% 4.00% 4.25%
$100,000-$499,999 4.25% 4.25% 4.50%
$500,000 + 4.50% 4.50% 4.75%

Amount 24 months 36 months 48 months 60 months
$1,000-$49,999 3.75% 4.00% 4.25% 4.50%
$50,000-$99,999 4.50% 4.75% 5.00% 5.25%
$100,000-$499,999 4.75% 5.00% 5.25% 5.50%
$500,000 + 5.00% 5.25% 5.50% 5.75%

Come in today to our Fixed Deposit Section and lock in your money at a competitive interest rate.

 

Note: All members/depositors are required to complete a Declaration of Source of Funds (DSF) form for ALL deposits of $10,000 and over, or on any lesser amount as determined by the Credit Union.