Benefits

Save Money!!!

• Low interest rate of 12% per annum on the reducing balance.
• No processing fees. No hidden charges. 

Access

•  Easy access to your overdraft by cheque, ATM or over the counter.

Flexible

• Up to five (5) years to repay.
• Repayment can be extended when you apply for a loan to build or buy a home.
• Purchase furniture, equipment, appliances, personal computers, clothing, books. Pay for school expenses, weddings, funerals, maternity, taxes, legal fees and investments. Meet the costs of special items and occasions. 

Convenience 

• Ready cash  for when you really need it …!

Peace of Mind

• Protection at any time against overdrawing your chequing account and 
• Against having returned cheques because of insufficient funds. 

Requirements

To apply call (255-2128) for an appointment with a Loans Officer or come in to our Loans Department and talk to our caring and helpful staff.

Items needed:

• A minimum 5% of the total amount of the loan requested. 
• Employed persons -- most recent pay-slip or salary statement from your employer
• Self-employed persons-- recent financial statements of business 
• Details of security being offered
• Your RCCU passbook(s) and a photo identification (eg. Social Security card or passport or driver's licence)